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FinTech is by far the most dominant vertical in European tech when it comes to investments. In 2015, FinTech accounted for more than 10% of all funding going to European tech companies for a total of €1.8 billion, and Europe has the potential to become a global leader in financial technology – with the UK leading the way.

In this report, we deliver an in-depth view on the state of FinTech in Europe, analysing all the funding deals, M&A transactions and IPOs that we meticulously tracked throughout 2015. We also cast an eye to the future of the European FinTech scene.

Description

At Tech.eu, we’ve been meticulously tracking all funding and M&A deals involving European and Israeli tech companies for more than two years now, and in recent months have begun turning our data into valuable insights for those tracking the European technology scene in the shape of paid reports. So far, our reports have covered Europe as a whole, both in funding and exits and looked at individual countries, as we did with France last week.

We’ve now released our first ever vertical-focused report, a vertical which is an important part of Europe’s present and future as a technology hub.

In FinTech, Europe has an area where it can become a global leader, with the UK/London leading the way. London has long been regarded as the global financial capital, and this legacy is now spilling its way over into today’s tech-focused world. The financial crisis in 2008 left many in the industry without a job, subsequently leading to people starting their own company or joining a FinTech startup.

And as such we see the UK feature heavily in this report. However, with Europe’s two highest valued FinTech companies based in Sweden and The Netherlands (Klarna and Adyen respectively) and Europe’s regulations a little kinder for financial institutions than in the US, we are seeing startups from all the way across Europe capitalise on the interest and opportunities that exist within FinTech.

In this report, amongst other things, we’ll look at:

  • What other countries are attracting the most investment outside of the UK
  • Which investors are funding Europe’s FinTech companies
  • What the FinTech pipeline looks like at Seed, Series A and B
  • The biggest FinTech funding rounds in 2015
  • What the FinTech exit scene looks like right now
  • What we can expect for European Fintech in 2016 and beyond

Key takeaways:

  • 142 European FinTech investments in 2015, totalling €1.8 billion
  • €1.8 billion represents over 10% of the total amount invested in Europe in 2015
  • 64% of the investments happened in H2 demonstrating that momentum is still increasing
  • UK led the way, followed by Germany, then Sweden and Spain behind them.
  • UK and Germany accounted for 84.6% of the total amount invested
  • Nearly 1 in 3 (29.57%) FinTech investments were made in the UK
  • There were three €1 billion + FinTech exits in 2015
  • U.S companies were the biggest acquirers of European FinTech startups