Fintech

Open banking is powering ahead in Europe, but open financing is still over the horizon

Open banking has been all the buzz for a few years now. We asked some of the biggest open-banking and digital payments experts about how it is evolving and what challenges lie ahead.
Jill Petzinger 18 March 2022
Open banking is powering ahead in Europe, but open financing is still over the horizon
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Open banking has been making great strides in Europe in the past few years, underpinning increasing numbers of transactions in account-to-account payments, digital wallets, cash-flow management and accounting systems, investment platforms and more. 

Open banking platforms, which facilitate third-parties, like apps, to access banks’ APIs, are flourishing, with players like Plaid, Nordigen, Truelayer, Yodlee, Yolt, Moneyhub charging ahead in this new space.

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Open banking is powering ahead in Europe, but open financing is still over the horizon
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