Monzo reports revenue and profits leap

Monzo said it had added three million new cusomers in the year to end of March 2026.
Monzo reports revenue and profits leap

Monzo today reported rocketing revenues and profits, helped by adding three million customers in its financial year.

The UK digital bank reported pre-tax profits of £87.3m in the year ending March 2026, a 44 per cent jump on the year, while revenues were up 39 per cent to £1.7bn on the year.

The figures were helped by adding three million customers in the year and increasing customer deposits, Monzo said.

Monzo, which has over 15.2m customers, highlighted the diversity of its revenue streams, saying that it has four income streams over £300m, which are current account balances, borrowing, payments, and wealth.

Monzo, which is making a push across the EU, said it now holds £25.7bn in customer deposits, up  55 per cent year over year.

Monzo said that business banking now represented a growing 14 per cent of total revenue, while other highlights include 1.6m customers subscribing to paid plans. It also said 50 per cent of active Monzo customers are choosing Monzo as their primary bank, which is seen as a key metric as the bank looks to encourage more customers to get their salaries paid into Monzo.

Diana Layfield, who took over as Monzo CEO this year, said: "We've delivered strong, profitable growth while investing in the foundations that will power our future. 

"We're building on that momentum by delivering more products for personal and business customers, continuing to grow in the UK and bringing Monzo magic to Europe in a way that feels truly local from day one."

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