Neobank bunq surpasses €2 billion in user deposits

bunq rolls out a host of new features, offers a 2.55% interest rate to German customers, and announces user deposits have cleared €2 billion.
Neobank bunq surpasses €2 billion in user deposits

As part of neobank bunq’s Update 22 event taking place at Amsterdam’s DeLaMar Theater and, of course, livestreaming, the company has revealed that user deposits have risen to €2.3 billion, a figure up 91% year-over-year. The bank cleared €1 billion in deposits in April of 2021.

The announcement arrives less than a month since bunq claimed to be the first European neobank to report a quarterly profit, specifically, a pre-tax profit of €2.3 million over the last quarter of 2022. 

In the last quarter of 2022, bunq’s net fee income grew by 37% year over year and user deposits grew by 64%, to €1.8 billion at the end of 2022. 

In addition to a host of new features rolled out at the event, beginning tomorrow, bunq users in Germany will be treated to a record-high interest of 2.55% for the first four months they bank with bunq. After this introductory rate, German bunq bankers will see this rate drop to 1.56%.

As a reminder, bunq’s first and only external funding, €168 million was provided by Pollen Street Capital, which saw the company achieve a valuation (at the time) of €1.6 billion. 

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